Proc Fee Guide

TMA Club have secured market-leading proc fees for you, we have created this guide to support you. If you are not already using TMA as a payment route, download our Let’s Get Started Guide which will explain what you need to do and how frequently our lenders pay. Simply put TMA Club as your preferred payment route.

If you have any questions please call the Broker Support Team on 0330 303 0236 or email customerservices@tmaclub.com.

How to submit business:

Complete your application, together with the relevant lender valuation fee, and any supplementary lender forms directly to the lender. Ensure that for either electronic or paper submissions that you identify it as a TMA application. You can do this by selecting TMA on your online lender application, or clearly marking TMA on your paper application.

	Gross Fee	Minimum	Maximum	Net Fee	Minimum	Maximum
Bath Building Society	0.40%			0.37%
Chorley Building Society*	0.40%			0.37%
*The exception to these rules are for Product Codes: • IS830 – Gross Proc is 0.35% / Net 0.30% (low set up cost option) • IS835 – Gross Proc is 0.5% / Net 0.45% (£600k to £1m)
Darlington Building Society	0.40%			0.37%
Furness Building Society	0.40%			0.37%
Hinckley and Rugby BS	0.40%			0.37%
The Loughborough Building Society	0.40%			0.37%
Mansfield Building Society - Loans up to £5000	0.40%		£2000	0.37%		£1850
Mansfield Building Society - Loans over £5000	0.40%		£4000	0.37%		£3700
Newcastle Building Society	0.40%			0.37%
The Nottingham for Intermediaries	0.50%	£500	£5000	0.47%	£470	£4700
Tipton and Coseley	0.40%			0.37%
Stafford Railway Building Society	0.40%			0.37%
Vernon Building Society	0.40%			0.37%

	Gross Fee	Minimum	Maximum	Net Fee	Minimum	Maximum
Buy to let & Offset Mortgages	0.52%	£234		0.50%	£209
Owner Occupier Mortgages	0.42%	£189		0.40%	£164
Family Mortgage	0.57%	£256.50		0.55%	£231.50
Porting - all products except SVR	0.15%	£100		0.13%	£75
Product Transfers - Offset & BTL mortgages	0.52%			0.50%
Further advances - all products	0.27%	£5.40		0.27%	£5.00
Porting - SVR products	0.10%	£100		0.09%	£75

	Gross Fee	Minimum	Maximum	Net Fee	Minimum	Maximum
Holiday Let - New Lending	0.55%	£255	£7,500	0.50%	£200	£6.800
Holiday Let - Additional Borrowing	0.55%	£225	£7,500	0.50%	£200	£6,800
Resi Retire	0.55%	£225		0.50%	£200
Resi Retire Additional Borrowing	0.55%	£225		0.50%	£200
Portfolio BTL	0.55%			0.50%
Retirement Mortgage Additional Borrowing	1.40%	£300		1.25%	£275
Product Transfers	0.30%			0.28%
RIO	0.55%	£225		0.50%	£200
RIO Additional Borrowing	0.55%	£225		0.50%	£200

	Gross Fee	Minimum	Maximum	Net Fee	Minimum	Maximum
All Products except flexi range	2.35%		£20,000	2.25%		£19,150
Flexi range products	2.35%		£10,000	2.25%		£9,575
Tailored Choice	2.25%			2.15%		£20,000
Capital Choice	2.25%			2.15%		£20,000
Maxi Choice	2.35%			2.25%		£20,000
Maxi Choice 'Zero ERC'	1.60%			1.50%		£20,000
Flexi Choice (except Flexi Standard)	2.60%			2.50%		£20,000
Flexi Choice Standard	2.60%			2.50%		£10,000
Prim Choice	2.35%			2.25%		£20,000
Apex	2.35%			2.25%		£20,000
Horizon	2.40%			2.30%		£20,000

	Gross Fee	Minimum	Maximum	Net Fee	Minimum	Maximum
Standard Residential Range	0.40%			0.37%
Large Loan Residential Range - Loans Between £1m - £3m	0.40%		£12,000	0.37%		£11,000
Buy to Let (+ Ported Products - no maximum)	0.50%		£7,500	0.45%		£7,025
Shared Ownership	0.45%			0.42%
Additional Borrowing during current product term - Residential**	0.30%			0.28%
Additional Borrowing during current product term - Buy to Let**	0.35%			0.33%
Additional Borrowing at time of Product Transfer - Residential***	0.30%			0.28%
Additional Borrowing at time of Product Transfer - Buy to Let***	0.35%			0.33%
Product Transfers - Residential***	0.30%			0.28%
Product Transfers - Buy to Let***	0.35%			0.33%

	Gross Fee	Minimum	Maximum	Net Fee	Minimum	Maximum
Residential & Retirement Products	0.40%		£4,000	0.38%		£3,800
Buy to Let & Contractors	0.42%		£4,000	0.40%		£3,800
Product Transfers	0.22%		£4,000	0.20%		£3,800

	Gross Fee	Minimum	Maximum	Net Fee	Minimum	Maximum
Residential	0.40%			0.38%
Buy To Let	0.40%			0.38%
Product Transfers	0.20%			0.20%
Further Advances	0.40%			0.38%
Porting	0.40%			0.38%

	Gross Fee	Minimum	Maximum	Net Fee	Minimum	Maximum
Commercial and Semi-Commercial	1.05%			0.85%
Bridging	1.20%			1.00%
Holiday Lets	0.60%			0.55%
Product Transfers	0.60%			0.55%
Buy to Let	0.70%			0.50%

	Gross Fee	Minimum	Maximum	Net Fee	Minimum	Maximum
Buy to Let	0.80%			0.70%
Product Transfers	0.45%			0.43%
Switch to Fix	0.20%			0.18%
Product Transfers and Further Advance	0.55%			0.53%

	Gross Fee	Minimum	Maximum	Net Fee	Minimum	Maximum
All Products (RIO)	0.55%			0.53%
Product Transfers	0.30%			0.28%
Ongoing Care	0.13%			0.12%
Lifetime Mortgages	3.00%		£20,000	2.85%		£19,000
Enhanced Fee It is a requirement of the product that the activities associates with the Ongoing Care fee must be performed for the lifetime of the loan or for 15 years, whichever is shorter.	1.10%			1.08%

	Gross Fee	Minimum	Maximum	Net Fee	Minimum	Maximum
All Products	2.40%			2.25%
	0.75% on the reserve fund paid up front subject to a cap of £500			0.75% on the reserve fund paid up front subject to a cap of £500

TMA LENDER PROCURATION FEES...

A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | S | T | U | V | W | Z | 3

Accord Mortgages

Affirmative Finance

Aldermore Mortgages

Atom Bank

Aviva Equity Release

Bank Of Ireland

Barclays

Bath Building Society

Beverley Building Society

Bluestone Mortgages

BM Solutions

Buckinghamshire Building Society

BuildLoan

Cambridge Building Society

Central Trust

CHL Mortgages

Chorley Building Society

Clydesdale Bank

Coutts

Coventry for Intermediaries & Godiva Mortgages

Darlington Building Society

Dudley Building Society

Earl Shilton Building Society

The Family Building Society

Fleet Mortgages

Foundation Home Loans

Furness Building Society

Gatehouse Bank

Generation Home

Greenfield

Halifax Intermediaries

Hanley Economic Building Society

Harpenden for Intermediaries

Hinckley & Rugby for Intermediaries

Hodge

HSBC UK

Interbay Commercial

Just

Kensington Mortgages

Kent Reliance

Keystone Property Finance

Landbay

Leeds Building Society

Leek Building Society

Legal and General Home Finance

Lendco

LendInvest

LiveMore Capital

Loughborough Building Society

LV=

Mansfield Building Society

Market Harborough Building Society

Market Financial Solutions

Marsden Building Society

The Melton Building Society

Mercantile Trust

Metro Bank

MODA MORTGAGES

Molo Finance

More2Life

MPowered Mortgages

Nationwide for Intermediaries

NatWest Intermediary Solutions

NatWest International

Newbury Building Society

Newcastle Building Society

Paragon Bank

Penrith Building Society

Pepper Money

Perenna

Precise Mortgages

Principality Building Society

Progressive Building Society

Pure Retirement

Quantum Mortgages

Saffron for Intermediaries

Santander for Intermediaries

Scottish Widows Bank